Affordable Care Act Good For Texans
Listening to 8 hours of the Affordable Care Act website rollout hearings this week provided no information for the average citizen. It was nothing but a charade. Republicans used it as a platform to attempt to further misinform Americans. Sadly, the format did not lend itself to enlighten Americans about the realities of America’s pre Affordable Care Act (Obamacare) failing insurance market.
Broadly, one could divide America’s insurance market into six segments; employer based insurance, Medicare Insurance, Medicaid Insurance, Children’s Health Care Program (CHIPS), Military, and Individual insurance. 55% of Americans receive health insurance through their employer. 31% of Americans receive health insurance through Medicare, Medicaid, Military, & Chips. The other 14% are either in the individual insurance markets or uninsured. Many are not poor enough to qualify for Medicaid and cannot afford individual health insurance.
America is a humane country. Before Obamacare, anyone who got into an accident or went to an emergency room got care. If they did not have insurance all those with insurance as well as tax payers picked up the tab. Before Obamacare, employees who had the bad fortune of getting sick were stuck with that employer.
One could not entertain innovating and forming their own business because insurance companies would deny them coverage for a pre-existing condition. New employers were reluctant to take on an employee with pre-existing conditions because it inflated their own insurance. Pre-Obamacare insurance companies could arbitrarily find loopholes to cancel policies. Pre-Obamacare insurance companies could stop paying bills after some cap. Pre-Obamacare, insurance companies could sell worthless policies that collected premiums but covered very little. When the patient needed insurance they realized they were not covered.
PDF of entire piece.
Obama Successful When States Care More For Citizens Than Ideology by Egberto Willies–Kingwood Observer (2013-09-04)
This article on Obamacare was a bit longer and had to be cut down a bit. Where I mentioned President Obama’s statement in the State of the Union speech, I included the following snippet from it.
Now, I have heard rumors that a few of you still have concerns about our new health care law. (Laughter.) So let me be the first to say that anything can be improved. If you have ideas about how to improve this law by making care better or more affordable, I am eager to work with you. We can start right now by correcting a flaw in the legislation that has placed an unnecessary bookkeeping burden on small businesses. (Applause.)
What I’m not willing to do — what I’m not willing to do is go back to the days when insurance companies could deny someone coverage because of a preexisting condition. (Applause.)
I’m not willing to tell James Howard, a brain cancer patient from Texas, that his treatment might not be covered. I’m not willing to tell Jim Houser, a small business man from Oregon, that he has to go back to paying $5,000 more to cover his employees. As we speak, this law is making prescription drugs cheaper for seniors and giving uninsured students a chance to stay on their patients’ — parents’ coverage. (Applause.)
So I say to this chamber tonight, instead of re-fighting the battles of the last two years, let’s fix what needs fixing and let’s move forward. (Applause.)
The Right is on a kamikaze mission. It is our responsibility as moral and progressive Democrats to inform even if some are unreceptive. Your information will stick in their heads and come up when the inevitable occurs, their intersection with reality.
Following is my latest op-ed in the Kingwood Observer. It is important that we do not allow what a negligent corporate controlled mainstream is doing to our boy politic to succeed.
The following is my latest article to the Kingwood Observer. I want to thank the editors for running this article as I understand it will likely get a lot of pushback from many in our conservative community inasmuch as it is based on sound principles.
I strongly believe if our newspaper editors allow the free flow of information that can be fact checked instead of simply political rants and fallacies from elected politicians who have a propensity to lie and mislead our community will begin to vote their interest as opposed to the interests of the few that excludes them.
Time to move forward with Obamacare by Egberto Willies –Kingwood Observer
The following is my latest article to the Kingwood Observer. I want to thank the editors for running it as I know sometimes they take a lot of flak from a concerted and organized group whose sole intent is to keep the community uninformed for ideological reasons.